
Insurance
Therapists Who Take Oscar
Oscar is popular with people who buy their own coverage. Five of our clinicians accept it for therapy.
Oscar members
Many Oscar members buy coverage on their own, often through the health insurance marketplace, because they are self-employed, between jobs or work for a small company. If that is you, five clinicians here accept Oscar.
Clinicians who take Oscar
- Maggie Johnson, LPC
- Dr. Sunetra Martinez
- Michelle Mitchell, LMFT
- Kamau Richard, LPC-S
- Torresy Smith, LPC
Deductibles on individual plans
Individual plans often carry a deductible, which means you may pay the full allowed amount for sessions until it is met. That is normal and not a sign anything is wrong with your coverage.
Ask Oscar how much of your deductible remains and what you will owe per session after that.
Getting started with Oscar
- 1.
Use the Oscar app or call
Check outpatient mental health benefits and telehealth coverage.
- 2.
Pick a clinician
From the five listed here.
- 3.
Request
Book through the client portal.
- 4.
Add your plan
Enter your Oscar details by 7 am on the day of your first session.

If the insurance step is missed
Complete the insurance section of your paperwork in the client portal by 7 am on the day of your first session. If it is not complete by then, we will not know you plan to use insurance and you will be billed the full session fee.
Oscar at a glance
- Therapy
- Yes, five clinicians
- Telehealth
- Kamau Richard sees clients by telehealth; the others offer both
- Testing, hypnosis, medication
- Not with Oscar here
Between jobs, self-employed, or new to Oscar
Starting a business, leaving a job or juggling contract work can bring its own stress, and losing employer coverage can make people put off care. If your Oscar plan covers outpatient mental health, you can start now. If you are paying toward a deductible, ask about session frequency with your clinician; some people start weekly and space sessions out as they feel steadier.
Michelle Mitchell sees couples, families and children. Dr. Martinez and Maggie Johnson see teens and adults, Kamau Richard offers telehealth counseling, and Torresy Smith works with teens, young adults and athletes.
Oscar clinicians

Maggie Johnson, M.Div., LPC
Licensed Professional Counselor (LPC)
Therapy for Individuals and Couples

Dr. Sunetra Martinez
Licensed Professional Counselor Supervisor and Licensed School Psychologist
Therapy and Clinical Supervision

Michelle Mitchell, LMFT
Licensed Marriage and Family Therapist
Couples, Family and Individual Therapy

Kamau Richard, LPC‑S
Licensed Professional Counselor Supervisor
Therapy for Individuals, Couples and Families

Torresy Smith, LPC
Licensed Professional Counselor
Therapy for Teens, Adults and Athletes
Oscar questions
Can I use Oscar for couples counseling?
Michelle Mitchell, Maggie Johnson and Kamau Richard see couples. Ask Oscar how couples sessions are covered.
What if my plan changes next year?
Update your insurance in the client portal before your next session.
Do you file claims?
Yes, on request.
Book with Oscar
Request an appointment in the client portal, or call or text 832-876-3232 and we will help you match your plan to a clinician.
